Get back up when they put you down.

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Why All Risk

This policy covers loss or damage (except as excluded in the policy) to specified items of personal or delicate nature. It includes items such as watches, cameras, computers, calculators, microscopes, typewriters, medical equipment, video cameras, jewellery, television sets, radios, iPods, iPads and mobile phones.

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Electronic equipment
  • Hospital bed accommodation charges (minus NHIF rebate amount)
  • Pre existing conditions are declared and accepted
  • Diagnostics for member and spouse
  • Major organ transplant procedure
  • In- patent prescribed physiotherapy, chemotherapy, radiotherapy, nursing care, prescribed drugs/medicine, dressing and diagnostic test.
  • Non-accident maxillofacial and ophthalmologic, dental surgery subject to authorization.
  • Day care surgery
  • Resident mother/doctors fee

The policy Limits range from ksh 300,000 to ksh 5,000,000 and comes in six packages.

Amount (KES)CIC Package

  • 5,000,000
  • 3,500,000
  • 2,000,000
  • 1,000,000
  • 500,000
  • 3000,000
  • Prestige
  • Premier
  • Superior
  • Compresive
  • Standard
  • Essential
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